Help and advice

The following websites may be able to offer you additional advice to help you manage your finances.

Consumer Direct

www.consumerdirect.gov.uk

Consumer Direct's website provides clear, practical and impartial consumer advice and information including details about credit and hire agreements, together with a full list of independent advice agencies.
Tel: 0845 04 05 06

Citizen's Advice Bureau

www.citizensadvice.org.uk

Citizens Advice Bureau give free, confidential and impartial advice on debt. Details of your nearest bureau can be found in your local telephone directory.

Consumer Credit Counselling Service

www.cccs.co.uk

Provides free confidential service to help achieve realistic solutions to debt problems, avoid bankruptcy and learn to handle money.
Tel: 0800 138 1111

Credit Action Trust

www.creditaction.com

Credit Action is a national money education charity (registered Charity No. 1035783) established in 1994.
Tel: 0800 138 1111

National Debtline

www.nationaldebtline.co.uk

Free telephone helpline for people with debt problems in England, Scotland and Wales.
Tel: 0808 808 4000

CIFAS Consumer Information

www.identityfraud.org.uk

Advice on protecting yourself from the risk of Identity Fraud.

Financial Ombudsman Service

www.financial-ombudsman.org.uk

The independent service for settling disputes between consumers and businesses providing financial services
Tel: 0845 080 1800

Financial Services Compensation Scheme (FSCS)

www.fscs.org.uk

The Financial Services Compensation Scheme (FSCS) is the UK's statutory fund of last resort for customers of authorised financial services firms. This means that FSCS can pay compensation if a firm is unable, or likely to be unable, to pay claims against it. FSCS is an independent body.
Tel: 0207 892 7300

Contact us

New Picture loans are not available

YOUR PICTURE LOAN IS SECURED ON YOUR HOME AND YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.