Legal
Privacy statement
In this privacy statement: “Picture” - means Picture Home Loans (No.1) Limited and Picture Home Loans (No.2) Limited whose loan portfolios are managed by Target Loan Servicing Limited; “you” and “your” - means the person wishing to use the Website; “Website” - means www.pictureloans.co.uk
This privacy statement sets out Picture’s current privacy policy in respect of your personal and financial information, and our commitment to your privacy.
We will not collect any personal information about you unless you have chosen to give it to us. Therefore, this Website is structured so that, generally, you can visit it without either identifying yourself or revealing any personal information about you.
In order to be able to provide you with products and/or services, we may require you to provide us with all relevant personal and financial information about you. This personal information will be used to communicate with you and support your relationship with Picture.
Protecting your personal information is important to us. We will handle all your personal information strictly in accordance with the Data Protection Act 1998 and have given all necessary notifications to the Information Commissioner.
Picture and Target Loan Servicing Limited have tried to create a secure and reliable Website for you. We have put in place safeguards and security measures appropriate for the protection of your personal information. You acknowledge, however, that the use of the Internet and our Website is entirely at your own risk. Neither Picture nor Target Loan Servicing Limited accepts any responsibility or liability for the security of personal information transmitted via the Internet. Any password and user name allocated to you must be kept secret and must not be disclosed to anyone, unless we have given you our prior written permission.
Your information may also be used to contact you in order for us to provide the service you requested from us, or to carry out market research in order to improve our services. We may also send you details of new products or services which may interest you. You may to opt out of receiving such communications at any time.
Neither Picture nor Target Loan Servicing Limited will sell, rent, or lease your personal information to third parties. Unless required by law, the personal data you provide online will be shared only with business partners who are acting on Picture’s behalf for the purposes described in paragraph 7 above.
If you opt to access any third party website either referred by or linked to this Website, you do so at your own risk. Whenever accessing any such third party website, we recommend that you read the applicable privacy statement and/or terms and conditions of use.
“Persistent cookies” are used to collect information about your use of the Website to in order to understand such use and to provide you with an improved service in the future. Whenever such cookies are used, information is encrypted and protected against third party use. For security purposes, the information collected will never include your personal information.
